TD Rewards Visa* Card

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Card details

Annual fee: $0
Purchase interest rate: 19.99%

TD Rewards Visa* Card details

Welcome bonus: earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases, plus no annual fee. Conditions apply. Account must be approved by June 3, 2024.
Annual fee: $0
Reward: Earn 4xpoints on travel booked online through Expedia® For TD†, 3xpoints on groceries, restaurant(including fast food & drinks)†, 2xpoints on regularly recurring bill payments†, 1xpoints on everything else†
Purchase interest rate: 19.99%
Cash advance interest rate: 22.99%
Balance transfer interest rate: 22.99%
Minimum income: Any amount
Household income: Any amount
Recommended credit score: 660+
Network: VISA
Provider: TD
Card type: Low interest

Detailed card summary

Benefits & features

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) by keeping your Account open, active and in good standing for the first 90 days^†, plus no Annual Fee. Account must be approved by June 3, 2024!
Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.
Your card also allows you to enjoy:
- Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^® and more.
- Mobile device insurance of up to $1000 if you lose or damage your phone.
- Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases
- No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
- Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.
Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†
^†Terms and conditions apply.
Financial institutions pay us for connecting them with customers, including by paying for advertisem*nts, clicks, or when someone applies for/is approved for a product. Terms and conditions apply between you and the provider of the product – please be sure to review them. Product information and details vary for Quebec. The content provided on our site is for information only; it is not meant to be relied on or used in lieu of advice from a professional. Partners/Advertisers are not responsible for the accuracy of information on our site. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

How to redeem

Redemption flexibility

MEDIUM

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.

How to get approved

Eligibility

Minimum income Any
Household income Any
Recommended credit score 660+
You are a permanent Canadian resident and have reached the age of majority in the province in which you live.

Ratehub review

Natasha Macmillan

February 28, 2024

The TD Rewards Visa offers strong earnings potential for a no fee rewards card. Plus, you have flexible options for points redemption with the ability to use your points for any travel booking through Expedia for TD, or for purchases on Amazon, gift cards and more.

Pros:

Flexible redemption options: You can redeem points through Expedia for TD on a variety of travel purchases from flights to hotels, or use the Book Any Way option to redeem your points towards a statement credit for a travel purchase booked on any website
Pay off your credit card bill: You can redeem TD Rewards points to pay off your credit card balance
Extra perks: Added benefits like savings on rental cars, extra Starbucks rewards and mobile device insurance are valuable to users

Cons:

Points worth less for travel: Points are worth half a cent on Expedia for TD which is reasonable but less than other travel card reward programs
Points value drops for non-travel redemptions: Your points are worth much less for statement credits and gift cards at one quarter of a cent per point
Lacks travel insurance: While the card offers mobile device insurance and purchase security/extended warranty, it lacks travel medical or trip insurance so you’ll have to pay for this yourself

Legal

This offer is not available for residents of Quebec
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the go to site button
^†Terms and conditions apply

TD Rewards Visa* Card - overview | Ratehub.ca (2024)