TD Rewards Visa* Card (2024)

Offer

Earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca) by keeping your Account open, active and in good standing for the first 90 days, plus no Annual Fee. Account must be approved by June 3, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

  • Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants.
  • Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account
  • Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card

Your Card also allows you to enjoy:

  • Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
  • Mobile device insurance of up to $1000 if you lose or damage your phone.
  • Booking your travel through Expedia® For TD to maximize the TD Rewards Points you can earn on your travel purchases
  • No travel blackouts, no seat restrictions and no expiry for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Purchase Rate (QC) 20.99%

Cash Advance Rate (QC) 20.99%

Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards

Your Monthly Spending

Year 1

Year 2+

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Jun 3, 2024

Welcome Bonus amount 15,152 TD Rewards Points

Minimum Spending Required $0

Earnings

Per dollar of purchases

All Spending 1 TD Rewards point

Groceries 3 TD Rewards Points

Gas 1 TD Rewards point

Dining and Food delivery 3 TD Rewards Points

Convenience Stores 1 TD Rewards point

Drugstores 1 TD Rewards point

Local Transport 1 TD Rewards point

Travel 1 TD Rewards point

Entertainment 1 TD Rewards point

Recurring Payments 2 TD Rewards Points

Telecom/Internet 1 TD Rewards point

Streaming services 1 TD Rewards point

Online transactions 1 TD Rewards point

Office Supplies 1 TD Rewards point

Insurance

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name

Included

Amount

Duration

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

$1,000

Price Protection

Our review

You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. It’s worth about $50 on Amazon.ca.

With the TD Rewards Visa* Card, you earn:

  • 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants.
  • 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account
  • 1 TD Rewards Point per dollar on other purcases

The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.

Milesopedia Links

  • TD Best Credit Cards - June 2024
  • Canada's Best Cash Back Credit Cards - June 2024
  • Best No-Fee Credit Cards in Canada - June 2024
  • Canada's Best Credit Card Offers - June 2024

Alternative Cards

TD Cash Back Visa* Card🇨🇦No Welcome Offer First year value : $180
  • No annual fee

  • Purchase Insurance

Apply Now

Learn More

  • Offer
  • Card Details
  • Rewards
  • Advantages
  • For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card.
  • Earn 50% more Stars at participating Starbucks® locations. Conditions apply. Learn more.
  • Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base ratesin Canada and the U.S. and at least 5% off the lowest available international rates for eligible vehicle rentals at participating Avis and Budget locations.
  • Option to purchase TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
  • Purchase Security and Extended Warranty Protection– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Legal

Terms and conditions apply.

Annual Fee

  • Primary card $0
  • Additional card $0

Annual Income Required

  • Individual $0
  • Household $0

Conversion fees

  • 2.5 %

Interest Rates

  • Purchase Rates19.99 %

    20.99 % (QC)

  • Cash Advance Rates22.99 %

    20.99 % (QC)

  • Balance Transfer Rates22.99 %

    20.99 % (QC)

Milesopedia Links

  • TD Best Credit Cards - June 2024
  • Canada's Best Cash Back Credit Cards - June 2024
  • Best No-Fee Credit Cards in Canada - June 2024
  • Canada's Best Credit Card Offers - June 2024

Earning Rate

  • Groceries1%
  • Gas1%
  • Recurring Payments1%

Value

  • Year 1 $180
  • Year 2+ $180

Best For

    Transfer Partners

    • Cash back

    Advantages

    • Annual Credit
    • VIP Lounges
    • Concierge
    • Wifi
    • Travel credit

    Travel Insurance

    Insurance Name

    Included

    Amount

    Duration

    Travel Medical Insurance

    Travel medical insurance up to 54 years old

    Travel medical insurance up to 64 years old

    Travel medical insurance 65+

    Trip Cancellation Insurance

    Trip Interruption Insurance

    Common Carrier Travel Accident Insurance

    Flight Delay Insurance

    Delayed Baggage Insurance

    Lost/Stolen Baggage Insurance

    Auto Rental Loss/Insurance

    Hotel/Motel Burglary Insurance

    TD® Aeroplan® Visa Platinum* Card🇨🇦Up to 20,000 Aeroplan Points†Ends Sep 3, 2024 First year value : $866
    • Air Canada Benefits

    Apply Now

    Learn More

    • Offer
    • Card Details
    • Rewards
    • Advantages

    Earn up to $500 in value including up to 20,000 Aeroplan points and no annual fee for the first year. Conditions apply. Account must be approved by September 3, 2024.

    • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
    • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
    • Get an annual fee rebate for the first year

    To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

    • Earn 1 point for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
    • Earn 1 point for every $1.50 spent on all other eligible purchases† made with your Card
    • Earn points twicewhen you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
    • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
    • Earn Aeroplan Points on your everyday purchases
    • Redeem your points for travel and more.
    • Take advantage of an extensive suite of travel insurance.

    Legal

    Terms and conditions apply.

    Annual Fee

    • Primary card $89
    • Additional card $35

    Annual Income Required

    • Individual $0
    • Household $0

    Conversion fees

    • 2.5 %

    Interest Rates

    • Purchase Rates20.99 %

      20.99 % (QC)

    • Cash Advance Rates22.99 %

      20.99 % (QC)

    • Balance Transfer Rates22.99 %

      20.99 % (QC)

    Milesopedia Links

    • TD Best Credit Cards - June 2024
    • The Best Aeroplan Credit Cards in Canada - June 2024
    • Best Visa Credit Cards - June 2024
    • Canada's Best Credit Card Offers - June 2024

    Earning Rate

    • Groceries1Aeroplan Point
    • Gas1Aeroplan Point
    • Air Canada1Aeroplan Point

    Value

    • Year 1 $866
    • Year 2+ $288

    Best For

    Transfer Partners

    • Aeroplan

    Advantages

    • Annual Credit
    • VIP Lounges
    • Concierge
    • Wifi
    • Travel credit

    Travel Insurance

    Insurance Name

    Included

    Amount

    Duration

    Travel Medical Insurance

    Travel medical insurance up to 54 years old

    Travel medical insurance up to 64 years old

    Travel medical insurance 65+

    Trip Cancellation Insurance

    Trip Interruption Insurance

    Common Carrier Travel Accident Insurance

    $500,000

    Flight Delay Insurance

    $500

    Delayed Baggage Insurance

    $1,000

    Lost/Stolen Baggage Insurance

    $1,000

    Auto Rental Loss/Insurance

    $65,000

    48 day(s)

    Hotel/Motel Burglary Insurance

    $2,500

    Legal

    Terms and conditions apply.

    4.2 Milesopedia Rating

    TD Rewards Visa* Card (2024)
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